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The UAW Trust OTC Benefit is a healthcare program benefit that allows eligible members to purchase approved over-the-counter health products at no additional cost. It is typically offered through a preloaded card or an online ordering system, depending on the member’s health plan. The benefit can be used for items such as pain relievers, cold and allergy medicines, first aid supplies, and other everyday health essentials. Unused balances usually do not roll over, so members are encouraged to use the benefit within the specified period. The exact amount, product list, and usage rules are determined by the individual plan associated with the UAW Trust.